Home Loans
Applying for a home loan doesn't have to be an intimidating experience. By financing your home at Equitable, you'll receive the personal hometown service you deserve. Your questions will be answered locally. No long-distance communications with people you'll never meet. At Equitable, we make sure you fully understand all aspects of your home purchase - the mortgage loan application, the approval process, the costs and the time frame involved.
Let Equitable watch the interest rates for you. Sign up for Rate Watch and we'll email you when the rate you're looking for is available.
When you're shopping for a new home, it helps to know exactly how much you can afford to spend any day of the week. Plus, we offer the added convenience of secure online Mortgage applications.
Or let us answer your question:
How much would my monthly payment be?
How much can I save with a 15 year mortgage?
Can I save money by refinancing now?
How quickly can I pay off my mortgage by making additional payments?
Does it make sense to pay points to get a lower interest rate?
Should I buy a home or continue to rent?
Should I consider consolidating my debt with a cash out refinance?
Home Equity Loans
When you consider all the things that have made Equitable the area's top mortgage lender - competitive rates, local decision making, hometown service, and dealing with neighbors you know and trust - it just makes sense to come to Equitable for a home equity loan. And, unlike many loans, the interest you pay on a home equity loan may be deductible from your income taxes.*
Through our low rates and flexible payment plans, you can use a home equity loan to pay for such things as:
- Home improvements
- Debt consolidation
- Buying an automobile
- Taking a vacation
- Funding an education
*Consult your tax advisor to determine if interest is deductible.
Home Equity Installment Loan
Cash to do the things you've always wanted to do but didn't think you could afford. Take the money in one lump sum and pay it back in predetermined monthly installments.
EquiLine
A low interest line of credit secured by the equity in your home. With an EquiLine home equity line of credit, you write your own checks up to the approved amount for home improvements, vacations, automobiles, tuition, debt consolidation, etc.
