Checking Services

A business account should help your company operate more efficiently. That's why Equitable Bank provides services that add value to your business no matter how large or small. Talk to one of our commercial bankers to find the perfect solution for your business.

Small Business Checking | Business Checking | Business Analysis Checking | Community Success Checking | Business Money Market

Small Business Checking

Designed and developed with the small business in mind, our Small Business Checking account brings a high-value, low-cost approach to the checking needs of smaller enterprises.

Business Checking

This premier business checking account awards additional benefits for account relationships. Designed to meet the needs of larger businesses, this account offers highly peronalized service and the proper tools to manage your business checking activity.

Business Analysis Checking

Developed for business customers that want to use balances in other Equitable Bank accounts to offset business checking fees. For the ultimate in business-friendly banking services, the Business Analysis account is the perfect choice.

Community Success Checking

Non-profit and civic organizations have needs that are very different from standard business checking customers. That's why Equitable is proud to present our Community Success account, designed specifically for community organizations.

Business Money Market*

Put your excess funds to work. Equitable can help you maximize your earnings with our Business Money Market.

Business Checking Features	Small Business Checking	Business Checking	Business Analysis Checking	Community Success Checking	Business Money Market*
	High value, low cost option for smaller businesses	Perfect for larger businesses.	Analyzes total Equitable Bank relationships to off-set transaction fees	Designed specifically for non-profit & civic organizations	Allows your business to maximize its excess funds
Minimum Balance	None	None	None	None	None
Monthly Service Fee	$5.00 Waived if Average Daily Balance is greater than $500	$7.00 Waived if Average Daily Balance is greater than $3000	$10.00	None	$10 if Average Daily Balance falls below $2,500
Interest or Credit Earned Note - “balance” means collected balance	Sole Proprietors earn competitive interest on balance	Sole Proprietors earn competitive interest on balance	Earnings Credit	None	Competitive rates based on account balance
Direct Teller Telephone Banking 24 Hour Telephone Banking service 877-832-6813	Yes – no additional charge	Yes – no additional charge	Yes – no additional charge	Yes – no additional charge	Yes – no additional charge
Business E-Banking** Online Banking at its best	Yes – no additional charge	Yes – no additional charge	Yes – no additional charge	Yes – no additional charge	Yes – no additional charge
Debit/ATM Card Visa Check Card that’s also an ATM card ($2.00 Foreign ATM Charges)	Yes	Yes	Yes	Yes	Yes
Debit/Credit Charges (per statement cycle) Note - Items include checks, debits, and deposited checks	150 Total Debits/Credits .15 per item thereafter	300 Total Debits/Credits .15 per item thereafter	.10 per Debit Item .05 per Credit Item	Unlimited Credit Items 100 Free Debit Items, .15 per item thereafter	6 withdrawals per month
Online Bill Pay	Yes $5.95/month	Yes $5.95/month	Yes $5.95/month	Yes $5.95/month	Yes $5.95/month

*Six withdrawals per month, no more than three by check, draft, or similar order payable to a third party.
**Additional charges apply for Basic Business E-Banking and Premium Business E-Banking.