Savings Services

A deposit with Equitable Bank offers you growth and security. We're here to help you begin saving for your future with investments that suit your lifestyle today and tomorrow. At Equitable, when you deposit, we return.

Statement Savings | Business Money Market | Certificates of Deposit |
Health Savings Account | CDARS | Access Online Statements

Statement Savings

A flexible savings account with a low minimum opening deposit. Interest is compounded daily and paid quarterly.

Business Money Market*

Put your excess funds to work. We can help you maximize your company's earnings with Equitable's Business Money Market. No minimum balance to open.

Certificates of Deposit

Because you're looking for the maximum return on your hard-earned dollar, we offer short and long-term CDs at very competetive rates.
Click here to view our current specials.

Health Savings Account (HSA)

Created by Congress to combat rising medical costs, the HSA is an IRA-like account that is designed exclusively for covering medical expenses incurred by the HSA account beneficiary (the person who establishes the account) and his/her dependents. HSAs can provide significant tax benefits related to paying qualified medical expenses for eligible individuals. They may also provide benefits similar to many tax-favored retirement plans.

*Six withdrawals per month.

Looking for a way to keep large deposits safe? Ask us about CDARS®. Through this program, you can access FDIC protection on multi-million dollar CD investments through Equitable Bank. There are few guarantees in life – FDIC insurance is one of them. CDARS can be a valuable cash management or longer-term investment tool for you.¹

• Simple – one-stop shopping
• Safe – your money can access multi-million dollar FDIC insurance coverage
• Convenient – you work directly with us. You earn one interest rate and receive one regular statement and one year-end tax form
• Community Investment – The full value of your money can support lending opportunities within your local community²
• CD-Level Rates – Your money earns CD-level returns which may compare favorably with other investment alternatives, including Treasuries, corporate sweep accounts, and money market funds.

1. Funds may be submitted for placement only after a depositor enters into the CDARS Deposit Placement Agreement with Equitable Bank. The agreement contains important information and conditions regarding the placement of funds by us.
2. This benefit applies to some, but not all types of CDARS transactions. Let us know if this is important to you so we can explain the relevant terms and conditions in more detail.