Checking Services

Get the most out of your checking activity by opening an Equitable account. We offer a wide variety of checking services that provide value and convenience. Take a look at our checking options and decide how we can be of service to you.

EquiChecking

Enjoy the benefits of unlimited ATM usage, unlimited check writing and daily interest with a low minimum balance requirement.

Key Club Checking

Get the advantage of free checks and unlimited check writing without a minimum balance requirement, and all for a small fee.

Affordable Checking

Basic, no frills, no fee checking for those who need a simple account.

Really Free e-Checking

Move into a paperless world with unlimited ATM usage, no minimum balance and FREE online bill pay.

TrailBlazers Checking

The TrailBlazers account gives those who are age 55 and "better" the advantage of free checks, unlimited check writing, unlimited ATM usage and daily interest with no minimum balance requirement. There are also other features and benefits such as special events, programs and seminars, and travel opportunities for TrailBlazers account holders.

Spirit Account Checking

This account is for our academic investors. Students up to age 24, enrolled full time at an education institution, qualify for this special account.

Personal Checking Features	EquiChecking	Key Club Checking	Affordable Checking	Really Free e-Checking	TrailBlazers Checking	Spirit Checking
	Competitive interest paid daily and unlimited debit card usage	Free checks and unlimited check writing with no minimum balance	Basic Checking with some extra advantages	Ideal if you long to be paperless	For our 55 and better customers	For full-time students up to age 24
Minimum Balance	$300.00	No	No	No	No	No
Monthly Service Charge	$10.00 if below minimum balance	$10.00/month Waived if balance is over $10,000	No	No	No	No
Interest Paid	4-tiers Based on account balance	On days the balance is over $1000	No	No	2-tiers Based on account balance	No
Unlimited Check Writing	Yes	Yes	Yes	15 per month $1.00 per paper item thereafter	Yes	Yes
Free Checks Club Wallet Checks Duplicates may be extra	No	Yes	No	No	Yes	No
Free Travelers Checks	Yes	Yes	No	Yes	Yes	No
Free ATM Usage*No foreign ATM fees	Yes	Yes	No	Yes	Yes	Yes
E BankingOnline Banking at its best	Yes	Yes	Yes	Yes	Yes	Yes
Online Bill Pay	Yes - $5.95/month	Yes - $5.95/month	Yes - $5.95/month	Yes - No additional charge	Yes - $5.95/month	Yes - $5.95/month
Visa Debit/ATM Card	Yes	Yes	Yes	Yes	Yes	Yes
Direct Teller24 Hour Telephone Banking Service 877-832-6813	Yes	Yes	Yes	Yes	Yes	Yes