Lending Services

Mortgage Loans | Home Equity Loans | Consumer Loans

Mortgage Loans

Applying for a loan doesn't have to be an intimidating experience. By financing your home at Equitable, you'll receive the personal hometown service you deserve. Your questions will be answered locally. No long-distance communications with people you'll never meet. At Equitable, we make sure you fully understand all aspects of your home purchase - the mortgage loan application, the approval process, the costs and the time frame involved. Plus, we offer the added convenience of secure online Mortgage applications. When you're shopping for your new home, it helps to know exactly how much you can afford to spend. Prequalify online any time of day, any day of the week.

Equitable provides mortgages to meet the needs of every segment of our community. We offer a variety of products, some specifically designed for first-time home buyers, some for refinance, some for investment purchases and for almost any other circumstance people encounter - we have been known to fashion very specialized programs to address very specialized needs. We will make every attempt to match your requirements, whether it be for short-term or long-term financing.

A mortgage loan from Equitable Bank means you'll not only get personal attention from a hometown neighbor, but you'll also get a competitive mortgage rate you can live with.

Let Equitable watch the interest rates for you. Sign up for Rate Watch and we'll email you when the rate you're looking for is available.

How much would my monthly payment be?
How much can I save with a 15 year mortgage?
Can I save money by refinancing now?
How quickly can I pay off my mortgage by making additional payments?
Does it make sense to pay points to get a lower interest rate?
Should I buy a home or continue to rent?
Should I consider consolidating my debt with a cash out refinance?

Click here to access our Mortgage Center.

Home Equity Loans

When you consider all the things that have made Equitable the area's top mortgage lender - competitive rates, local decision making, hometown service, and dealing with neighbors you know and trust - it just makes sense to come to Equitable for a home equity loan.

The investment in your home is worth money in your pocket. When you need borrowing power for college tuition, a new car, or home improvements - whatever reason, we're here to help. Our home equity loans give you access to a variety of loan options, based on the equity you have in your home. And, unlike many loans, the interest you pay on a home equity loan may be deductible from your income taxes.*

• Home Equity Installment Loan
  Cash to do the things you've always wanted to do, but didn't think you could afford. Take the money in one lump sum and pay it back in predetermined monthly installments.
• EquiLine
  A low interest line of credit secured by the equity in your home. With an EquiLine home equity line of credit you write your own checks up to the approved amount for home improvements, vacations, automobiles, tuition, debt consolidation, etc.

Let one of our hometown lenders assist you in exploring convenient home equity opportunities from Equitable.

Estimate your monthly payments here.

*Consult your tax advisor to determine the deductibility of interest.

Consumer Loans

Equitable lends money for cars, college, and many other reasons every day. When you need a personal loan, consider all the things that have made us the area's top mortgage lender - competitive rates, local decision making, hometown service, and dealing with neighbors you know and trust. It all adds up (estimate your monthly payments here) to a perfect personal loan - from Equitable.

Another alternative for all those little "extras" would be a home equity loan or an equity line of credit.