Business Checking

Checking Services

A business account should help your company operate more efficiently. That’s why Equitable Bank provides services that add value to your business no matter how large or small. Talk to one of our commercial bankers to find the perfect solution for your business.

Business Checking FeaturesFree Small Business CheckingSmall Business CheckingBusiness CheckingBusiness Money Market*
No fee flexibility for small businessesHigh value, low cost option for small businessesAnalyzes total Equitable Bank relationships to offset transaction feesAllows your business to maximize its excess funds
Minimum BalanceNoneNoneNoneNone
Monthly Service FeeNone$6.00

(Waived if Average Daily Balance is greater than $500)
$10.00

(Waived if Average Daily Balance is greater than $3,000)
$10.00

(Waived if Average Daily Balance is greater than $3,000)
Interest or Credit Earned
Note - "balance" means collected balance
None Sole Proprietors may earn competitive interest on balanceEarnings CreditEntire balance earns interest
Direct Teller Telephone Banking
24 Hour Telephone Banking service
877-832-6813
Yes - no additional chargeYes - no additional chargeYes - no additional chargeYes - no additional charge
Business E-Banking**
Online Banking at its best
Yes - no additional chargeYes - no additional chargeYes - no additional chargeYes - no additional charge
Online Bill PayYes
$3.00/month
Yes
$3.00/month
Yes
$3.00/month
Yes
$3.00/month
Debit/ATM Card
Visa Check Card that's also an ATM card ($2.00 Foreign ATM Charges)
YesYesYesYes
Debit/Credit Charges
(per statement cycle) Note - Items include checks, debits, and deposited checks
100 Total Debits/Credits
.25 per item thereafter

(Fees waived for non-profit accounts)
200 Total Debits/Credits
.15 per item thereafter
.10 per Debit Item
.05 per Credit Item
-

*No more than six pre-authorized transfers or withdrawals per month

**Additional charges apply for Basic Business E-Banking and Premium Business E-Banking.