Personal Checking

Get the most out of your checking activity by opening an Equitable account. We offer a wide variety of checking services that provide value and convenience. Take a look at our checking options and decide how we can be of service to you.  Online banking is free with all accounts. No time to come to the bank?  Apply for a checking account* online right now!

E-Checking    Value Checking    Interest Checking    Premium Interest Checking    TrailBlazer Checking

E-Checking Our Most Popular Account

  • No minimum Balance
  • FREE ONLINE BILL PAY
  • Electronic statements
  • Avoid $5 monthly maintenance fee with any two of the following:
    • One or more online bill payments per statement cycle
    • Receipt of reccuring direct deposit
    • Automatic transfer to an Equitable savings account
    • Automatic monthly payment to an Equitable loan
    • Active Equitable debit card

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Value Checking  Simple and straight forward

  • No minimum balance
  • Unlimited check writing
  • No monthly maintenance fee

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Interest Checking  Earn interest on your money

  • Single interest rate tier
  • Avoid $6 monthly fee by maintaining $500 average daily balance
  • Electronic statements available

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Premium Interest Checking  The bigger your balance, the more you earn

  • Three interest rate tiers
  • One free small safe deposit box per account
  • Electronic statements available
  • Avoid $10 monthly fee by maintaining $2,500 average daily balance

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TrailBlazers Checking*  For customers age 55 and better

  • No minimum balance
  • No monthly maintenance fee
  • Two interest rate tiers
  • Free basic checks
  • Electronic statements available

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*Online account opening is available for individual and joint checking and savings accounts for customers residing in the Equitable Bank service area.