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Agreements
Electronic Signature Agreement
The Scope of Communications to Be Provided in Electronic Form
Method of Providing Communications to You in Electronic Form
All communications that we provide to you in electronic form will be provided via e-mail at the e-mail address you specify at the time of this account application.
How to Withdraw Consent
How to Update Your Records
It is your responsibility to provide us with true, accurate and complete e-mail address, contact, and other information related to this account(s), and to maintain and update promptly any changes in this information. You can update such information (such as your e-mail address) by contacting your local branch or calling 1-800-641-5046.
Hardware and Software Requirements
In order to receive disclosures electronically the following hardware and software must be met: a computer or other device which supports an Internet web browser which is capable of supporting HTML and 128-bit SSL encryption; connection to the Internet; and a current version of a program that accurately reads and displays Portable Document Format or "PDF" files, such as Adobe® Acrobat Reader® version 8.0 and above.
Requesting Paper Copies
You can obtain a paper copy of an electronic communication by printing it yourself or by requesting that we mail you a paper copy. To request a paper copy, contact us by telephone at 1-800-641-5046. We may charge you a reasonable service charge for the delivery of paper copies of any communication provided to you electronically pursuant to your authorization. We reserve the right, but assume no obligation, to provide a paper (instead of electronic) copy of any communication that you have authorized us to provide electronically.
Communications in Writing
All communications in either electronic or paper format from us to you will be considered "in writing." You should print or download for your records a copy of this disclosure, and any other communication that is important to you.
Federal Law
You acknowledge and agree that your consent to electronic communications is being provided in connection with a transaction affecting interstate commerce that is subject to the federal Electronic Signatures in Global and National Commerce Act, and that you and we both intend that the Act apply to the fullest extent possible to validate our ability to conduct business with you by electronic means.
Termination/Changes
We reserve the right, in our sole discretion, to discontinue the provision of your electronic communications, or to terminate or change the terms and conditions on which we provide electronic communications. We will provide you with notice of any such termination or change as required by law.
Consent
By clicking the “Submit” button above this disclosure on the screen, you consent to receiving disclosures and documents electronically and to the terms and conditions described in this document.
By clicking the “Submit” button above this disclosure on the screen, you consent to receiving disclosures and documents electronically and to the terms and conditions described in this document.
CREDIT AUTHORIZATION
I certify that I am at least 18 years of age, and that I have read and agree to all the terms, authorization and disclosures contained within the credit card application process and that everything I have stated in this application is true and correct. I authorize Equitable Bank to check my credit record and verify my credit, employment, and income references. I understand that the use of any card issued in conjunction with this offer will constitute my acceptance of and will be subject to the terms and conditions of the Card Agreement. I understand that the terms of my account are subject to change as stated in any disclosures provided in relation to this credit card account.
I acknowledge that I read and agree to the Agreements above.
