Personal Checking

^{1  Relationship Checking - $10.00 monthly service charge waived if monthly qualifications are met. Average daily account balance of $1,000 or more or a total average of $10,000 or more and at least one of the following: Equitable Bank Credit Card, 10 or more debit card transactions, direct deposit, automatic payment to an Equitable Bank Loan. The $1,000 average daily account balance must be combined with one of the additional services to qualify for the special features and discounts. Customers may also qualify by
replacing the $1,000 average daily balance with a total deposit relationship balance ≥ $10,000. The total relationship balance can include any retail deposit accounts held by the primary and secondary owners of the Relationship Checking Account.}

^{2  Roadside assistance provides: standard towing - up to 5 miles included on vehicles that weigh 10,000 lbs. or less, tire changing - must have a good, inflated spare, jump starting, lockout service (no key replacement), fuel delivery - up to 5 gallons (plus the cost of fuel), standard winching. Coverage is limited to terms, conditions and exclusions established by VISA.}

^{3  Cellular telephone protection is subject to $50 deductible and maximum reimbursement of $500. Coverage is limited to terms, conditions and exclusions established by VISA.}

^{4  ATM surcharge refund is limited to $20 per month.}

^{5  Issuance of a low rate credit card is subject to standard credit underwriting and approval.}